GCash SM Fees and Limits: What to Know Before You Cash In or Cash Out

GCash and SM work closely together so you can use your GCash wallet while shopping at SM Supermalls. In many SM locations, you can pay by scanning a GCash QR code at checkout, and you can also cash in or cash out at The SM Store customer service counters nationwide. Cash in/out is typically fee-free within monthly limits.

Fee-Free Within Limits

SM Store cash in/out is often promoted as fee-free within specific monthly limits. Always verify your current limits in the GCash app and keep the receipt.

Why Limits Exist

Monthly limits help manage transaction risk and compliance. Your available limit can depend on account status and wallet verification level.

How to Verify

Check the GCash app for your transaction limits and review your recent cash in/out history. If something looks off, use official support channels inside the app.

Fee-Free Within Limits

At SM, the integration is intended to make shopping and wallet management seamless: pay by QR where accepted, then cash in or cash out at the SM Store customer service counter when available.

Why Limits Exist

How to Verify

Fee-Free Within Limits

Always confirm details on your screen before submitting a payment or cash transaction, and keep your in-app confirmation or receipt for reference.

Why Limits Exist

GCash and SM work closely together so you can use your GCash wallet while shopping at SM Supermalls. In many SM locations, you can pay by scanning a GCash QR code at checkout, and you can also cash in or cash out at The SM Store customer service counters nationwide. Cash in/out is typically fee-free within monthly limits.

How to Verify

SM Store cash in/out is often promoted as fee-free within specific monthly limits. Always verify your current limits in the GCash app and keep the receipt.

Fee-Free Within Limits

Why Limits Exist

Monthly limits help manage transaction risk and compliance. Your available limit can depend on account status and wallet verification level.

Check the GCash app for your transaction limits and review your recent cash in/out history. If something looks off, use official support channels inside the app.

How to Verify

Fee-Free Within Limits

Why Limits Exist